

The lowest 12-month return was -43% (March 2008 to March 2009). From January 1970 through the end of 2012, the average annual compounded rate of return for the S&P 500, including reinvestment of dividends, was approximately 10.1% (source: Since 1970, the highest 12-month return was 61% (June 1982 through June 1983). 31st, 2012 had an annual compounded rate of return of 7.1%, including reinvestment of dividends. The actual rate of return is largely dependent on the types of investments you select. Rate of return before retirement This is the annual rate of return you expect from your investments before taxes. So if you retire at age 65, your last contribution happened when you were actually age 64. This calculator assumes that the year you retire, you do not make any contributions to your retirement savings.

This calculator assumes that you make one annual contribution at the start of each year, and any withdrawals happen once per month at the beginning of each month.Īge of retirement Age you wish to retire. It should also include any other retirement accounts such as an IRA or a Roth IRA and any retirement savings in non-retirement accounts. This should include any 403(b), 401(k), or 457(b) plans and your employer contributions to these plans. This should reflect the total you save toward your retirement. This calculator assumes that you make your contribution at the beginning of each year. Starting balance Initial balance that you have in your retirement accounts.Īnnual contributions The amount you will contribute to your retirement savings each year. You can also get SUN's Java™ Plug-in here: Get the Java™ Plug-in!įor more information about this Plug-in please visit: SUN's Java™ Plug-inįor more information about these retirement calculators please visit: Retirement Calculators from KJE Computer Solutions, LLC Definitions This can be done automatically by clicking the yellow bar at the top of your browser and choosing “Install ActiveX Control”.
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If you see this message you will need to download SUN's Java™ Plug-in. This Financial Calculator requires SUN's Java™ Plug-in.
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View the full report to see a year-by-year break down of your retirement savings. Your annual savings, expected rate of return and your current age all have an impact on your retirement's monthly income. Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
